This project is funded in part by the Government of Canada.

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Future Planning

INFO SESSION ON JUNE 6: Future Planning for individuals with disabilities and their families / caregivers. Click here for more information.

To help persons with intellectual disabilities plan for their futures, the Newfoundland & Labrador Association for Community Living has been working diligently to access and distribute information and resources that will help people ensure future financial security. Please checkout the below links:

Things To Consider

Future planning for an individual with a disability requires you to consider many things about yours or your loved ones future. Click here for a short power point presentation to help get you started.

Registered Disability Savings Plan

Helping Canadians with Disabilities and their Families save for the Future:

Free RDSP Calculator for Canadians

The calculator will help Canadian families project the estimated future value of an RDSP,and will help determine how it can enhance the quality of life for a family member with a disability. By answering a few simple questions, the calculator will determine the amount of Grant and Bond a person is eligible for, and the approximate value of future payments.

Click here to access the RDSP Calculator.

Creating a Will

Are you planning on leaving money or things for someone with a disability? Click here to learn more about the importance of setting up a will and how to prepare before going to see a lawyer.


Click here for a short power point presentation to help you learn about trusts. It will explain types of trusts, how to pick a trustee and answer questions you may have about trust laws in Newfoundland and Labrador.

Support Trust Guide

If you would like to read this publication, please click the following links:

Provincial Incentive Program

The Provincial Incentive Program is a an initiative of the Government of Newfoundland & Labrador to help people from this province jumpstart their RDSP. As part of this program you will receive $150 of Free, No Risk, No Commitment money which will go towards your investment in an RDSP.

If you would like to learn more about the Provincial Incentive Program, please click here.